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A fairer price for good drivers
We want good drivers to be rewarded by paying less.
Unlike other insurers who judge you based on preconceived stereotypes, your Insurance Box price is tailored to you based on the reality of how you drive and how you use your car.
We sample your driving to verify your driving style and the use of your car. In return we provide you with your own DriveScore and feedback on your driving style. This feedback can help you become an even better driver.
With a customer base of good drivers, we can pass on lower prices to our customers because you’re not subsidising those bad drivers out there. The logical progression is that the premiums at Insurance Box will be cheaper because our customers are better drivers.
Get to Rating 1 faster
If your current insurer is making you wait to reach no claim bonus rating 1 here’s a way to get there faster.
One of the features of an Insurance Box policy is your personal DriveScore and Dashboard. We give you feedback on your driving, which you can access at insurancebox.com.au with a password.
Most other car insurers use no claim discount (NCD, NCB) ratings that are increasingly outdated and meaningless as rating one has become overly commonplace. Our unique DriveScore rating, based on your actual driving and car use separates the best from the rest.
Forget waiting for years to obtain a rating one by another insurer, you can reach our top level just by driving safely.
We sample your driving over a few months so we can reward the better drivers.
By sharing how your car is driven over a sampled period of time, you can show you’re a good driver and be rewarded with lower premiums at renewal.
No other car insurer in Australia offers a sensor to help you reduce your cost.
Am I eligible?
Drivers can use our smartphone app or a GPS device with their car insurance policy. We ll let you know when you buy a policy which applies to you. For example, we prefer to provide P plate drivers with a GPS as they re new to our roads whilst more experienced drivers appreciate the convenience of an app.
Insurance Box samples your driving and saves you money.
It’s easy to plug in
Insurance Box is compact and plugs in typically out of sight under the dashboard of your car. By sharing your driving style you can fast track the rewards for your good driving: a lower cost of insurance and tangible peace of mind.
No more waiting year after year to move from NCD / NCB rating 6 to rating 1 and conform to outdated stereotypes commonly used by most other insurers. With Insurance Box, your good driving is rewarded faster, no matter who you are.
Your privacy is protected
We strictly protect your privacy and shared information. Our telco suppliers can t identify whose data it is and we don t allow any third parties to market to you. You can’t see your journey history, nor can others.
It’s safe for your car
The Insurance Box uses a tiny amount of power when your car is running and sleeps when the ignition is off. Rest assured, it doesn t interact at all with a car s engine management system, won’t interfere or harm your car or drain its battery.
Safe driving parameters
We’re not big brother! We don’t impose any curfews, we don’t disclose your information to any authorities unless ordered by a court, we look for trends in your car’s usage and hence isolated events don’t harm your long term DriveScore.