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Cheap Car Insurance in Savannah, Georgia
Find cheap car insurance in Savannah, the oldest and arguably most beautiful city in Georgia. Savannah is a coastal community, situated on the river of the same name that separates Georgia from South Carolina. Established in 1733, Savannah was a vital port during the American Revolution and Civil War, and it remains an important Atlantic seaport today.
The population was estimated at 146,763 in 2016. Savannah is a frequent destination for Girl Scout troops, as it is the birthplace of their founder, Juliette Gordon Low. It is sometimes called America’s First Planned City, since its founder carefully organized the town into grids with wide streets and 24 public squares.
A picturesque bench in Savannah is where Tom Hanks portrayed Forrest Gump in a scene featuring his now-famous box of chocolates he poignantly compared to life.
Driving Conditions in Savannah
Interstate 95 is the major north-south corridor through Savannah, and is congested in morning and evening rush hours along with Interstate 516 and State Route 204 South. It’s about a four-hour drive to Atlanta and two hours to Charleston, S.C.
Heavy rains in Savannah when the tide is high can cause surface streets to flood. Compared to average U.S. cities commute of just under 26 minutes, Savannah has a much shorter time of just under 20 minutes, according to Census Bureau data. The Georgia Department of Transportation provides updated information on accidents, construction and weather-related delays. Call 511 or visit www.dot.ga.gov/DS/Data.
Unique Laws in Savannah
Savannah city leaders in 2016 adopted a blight tax to target owners who leave properties in poor conditions for long periods without maintenance. A recent addition to the Georgia law books is the Slowpoke Law, which states drivers in the left lane on a state highway, interstate or expressway can be ticketed if they don’t move over for a faster driver, even if they are going the speed limit.
Another enforceable but not widely known law states the center lane can’t legally be used to merge into traffic or any use besides making a left turn. Drivers may not, according to law, drive in the center turn lane for more than 300 feet. Also, you can legally drive without shoes, but not with headphones in or over both ears.
Assembly members in Georgia cannot be ticketed while the Georgia State Assembly is in session, according to a list of odd laws collected by Kupper Automotive. High speed in Georgia will subject drivers to additional fines. This means driving anywhere over 85 mph.
Savannah Crime Statistics
FBI statistics compiled for 2016 shows there were 603 violent crimes in the Savannah-Chatham metro, 50 of which were murder or manslaughter. The local violent crime rate of 486 offenses per 100,000 residents is slightly higher than the average U.S. violent crime rate of 386 per 100,000. The property crime rate in Savannah-Chatham metro was 3,531 per 100,000 residents, higher than the U.S. average of 2,451 per 100,000 residents.
Within the metro area, 960 vehicles were stolen in 2016, FBI data shows, or a rate of 398 per 100,000 residents. The national average is 220 incidents per 100,000 people, according to the National Insurance Crime Bureau.
Savannah Safety Requirements
Drivers and front-seat passengers and all minors must wear seat belts, according to the Governor’s Office of Highway Safety in Georgia. Children 8 and under must be in a safety seat, booster or seat belt, depending on his or her height and weight. Children at least 4 feet, 9 inches tall may ride in a seat belt only. Drivers under 18 and school bus drivers are banned from cellphone use. Drivers of all ages are banned from texting behind the wheel in Georgia, and this includes while a vehicle is stopped, since the law doesn’t say otherwise.
Bicycles in Georgia are classified as vehicles, and must follow the same laws as vehicles do, including stopping at red lights and riding on the appropriate side of the roadway.
Savannah Impaired Driving Laws
The standard BAC of .08 is used to determine whether a driver is legally under the influence, according to the Georgia Governor’s Office of Highway Safety. First-offenders can get up to a year in jail, plus a minimum $300 fine, license suspension up to a year, 40 hours of community service and a $210 license reinstatement fee.
Second offenders get a mandatory 48 hours in jail and a $600 minimum fine plus mandatory clinical evaluation and possible treatment program.
Third offenders get a mandatory 15 days in jail, larger fines and declared a habitual violator, meaning the license plate for his/her vehicle will be seized by the sent to the court and forwarded to the Department of Motor Vehicle Safety.
Contact us to compare rates on cheap car insurance in Savannah.